You get a monthly operating statement and need trailing periods before you can compare anything. So you add T1, T3, T6, and T12, copy formulas down every row, and try not to break the template. It is repetitive work with real risk. One bad reference or a missed row and your totals are off. Now you are double checking instead of underwriting. Underwriting ~5 min to run Annualize Operating Statement Vic prompt Use Vic to annualize the operating statement for the property and return the file with T1, T3, T6, and T12 columns added. Purpose Standardized trailing-period columns let you compare performance on a normalized basis without manual formula work. The process that normally takes 20 minutes completes in about 5 minutes. Inputs Property Income Statement With Monthly Periods Required Outputs An Excel file named [original-name]_annualized.xlsx that contains the original monthly data plus T1, T3, T6, and T12 columns with verified formulas and copied formatting. Time saved Turns roughly 20 minutes of manual work into about 5 minutes. How it works Give Vic the monthly operating statement. Use the standard income statement you already have, with monthly columns across the sheet. Vic adds four new columns after the last month: T1, T3, T6, and T12. Run it with a simple command: "Use Vic to annualize the operating statement for the property and return the file with T1, T3, T6, and T12 columns added." Vic builds the trailing-period formulas for every data row. T1 pulls the most recent month. T3 sums the last three months. T6 sums the last six. T12 sums the full trailing year. It applies those formulas down the entire statement, including revenue, expenses, and any subtotals in your template. Formatting matches what you already have. Number formats, column widths, fonts, and any existing styling carry through, so the new columns look native to the file. The original monthly data stays untouched. You get back an Excel file named with the original file name plus "_annualized" appended. Open it and the trailing columns are in place with formulas filled in and checked. This is a small task, but it shows up constantly. Every new deal, every monthly asset management package, every lender request that asks for trailing performance. Doing it by hand takes about 20 minutes if you are careful. Vic does it in about five, and it does it the same way every time. The bigger gain is consistency. When every statement uses the same T1, T3, T6, and T12 logic across all rows, you can compare properties without wondering if someone built the columns differently. It removes a quiet source of noise from your underwriting. There is also less second guessing. You are not scanning for broken references or checking if a subtotal skipped a row. The formulas run across the sheet in one pass, which cuts down on small errors that are easy to miss and annoying to track down later. If you spend any time in operating statements, you should not be doing this by hand anymore. Hand Vic the file, get the annualized version back, and move on to the parts of the deal that require judgment.